Calum McNeil

Home Loan Adviser | Nelson Office
T 03 546 9270 | M 027 284 3143 | E [email protected]

Originally from Scotland, I’ve been lucky enough to call Nelson home for my young
family since 2017. In a previous life, I provided financial analysis for organisations like Meridian Energy, the Commerce Commission, CitiBank and ACC. Now, I’m using the skills I learned along the way to give unbiased expert advice to my clients.

I help with things like:
• Making sure your mortgage is the best is possibly can be
• Reviewing and renegotiating your current mortgage (often saving thousands!)
• Navigating complex loan applications
• Interest rate refixes

The whole process is easier when you work with a skilled, confident advisor.
Get in touch today to make your first step.

Sarah Hewson

Home Loan Adviser | Blenheim Office
T 03 578 3366 | M 022 517 9413 | E [email protected]

Sarah is growing a family in rural Marlborough and is an active property investor. She has a wealth of experience in the agricultural sector with a background in owning and operating a sheep shearing business. Alongside self-employment she bought her first home in 2017 and continued to grow a residential and commercial property investment portfolio, gaining valuable experience in debt structuring.

Her qualifications include a Bachelor of Commerce in Agriculture Marketing and now with the Level 5 NZ Certificate in Financial Services, Sarah has shifted her focus to assisting others with their financial goals.

Sarah understands the challenge of navigating the financial world.

Buying property can be a daunting task, let me help make it simple, guide you through the process and get you the finance you need.

For First Home buyers:
• Creating a plan to buy your first property
• Your first home purchase
• Options for buyers without a 20% deposit
• Building your first home

For Investors:
• Investment property purchases
• Building an investment property
• Commercial property investment
• Planning your next property purchase

If you already have a loan:
• Finding you the best interest rates available
• Re-financing to a different bank
• Loan Top-Ups
• Managing your repayments

Other Areas:
• Financial planning
• Retirement planning
• Personal Loans
• Business Loans
• Rural Property

Adele Graham

Mortgage Adviser | Richmond Office
T 03 544 2900 | M 027 483 9916 | E [email protected]

Adele has dedicated over 30 years to the banking industry, specialising in mortgage advisory services. Her family legacy in banking—spanning generations—has provided her with a deep understanding of financial markets and economic cycles. Adele has guided clients through various economic climates, assisting them with business ventures, owner occupied and investment property purchases, and personal debt management.

Beyond her professional expertise, Adele brings personal insights to her role. As a property owner herself, she has navigated her own property ownership complexities in various forms including first home buying, investment, renovation and construction. Her empathetic approach and practical knowledge make her an invaluable resource for clients seeking mortgage solutions.

Outside of her profession Adele thrives in the great outdoors. Whether she’s cycling local trails, mountain biking, sea kayaking, or simply walking her dog, she loves the lifestyle Nelson offers. When she’s not exploring the outdoors, you’ll find her dreaming and planning her next holiday adventure.

For Mortgage Advice, reach out to Adele today.

Peter Giles

Personal & Business Risk Adviser | Richmond Office
T 03 544 2900 | M 021 776 746 | E [email protected]

Peter is a Registered Financial Adviser specialising in giving advice on Personal and Business Risk insurance for everyday people. He specifically deals with Life, Disability and Private Health insurances policies and works with self-employed/small business owners and key persons to their businesses around ACC structures and ensuring the right cover for each client’s individual needs.

Peter joined the industry after spending over 30 years as a PGA Golf Professional of which he still competes on the Australasian Legends Tour. He has spent many years as a very successful golf coach. After spending the number of years he has as a golf pro, Peter decided he needed to do something different. Peter has been a Risk adviser for 6 years and now has the knowledge and is excited joining the great team at Mortgage Money, understanding and skill to give very good and sound advice to those that need personal and business risk insurance. His passion is very much giving the right advice and making sure his clients fully understand what it is they have and creating certainty for his clients. Peter still very much enjoys his golf and has retained his PGA Golf Professional status and still gives golf lessons on a regular basis. He plays as a Professional on the PGA Pro-Am circuit.

Peter looks forward to working with the great team at Mortgage Money to provide a professional service and creating certainty for his clients.

FSP 597871

Contact Peter today.

Julia McCathy

Client Manager | Nelson Marlborough Mortgage Money Ltd
T 03 546 9270 | M 029 914 5460 | E [email protected]

Originally from Otago, Julia has an extensive working history in banking at both local levels, and in national roles, all of which were underpinned by a strong service ethic supporting people to achieve their goals. Julia brings a friendly, organised, and professional approach and thoroughly enjoys working with others, be they clients or team members to 'get the job done', with a smile.

On a personal note, Julia has lived in Nelson for some 25 years now, with her children both raised in the region, and who are now both exploring and residing overseas. Spending time on, or near the water, either swimming, or kayaking,  is one of Julia's favourite pastimes, along with exploring numerous walking trails locally.