Nelson Marlborough Mortgage Services Ltd

Loan Products

90% Home Loan

We can still arrange 90% Home Loans. You may be surprised by the ease in which this is still possible. The 10% deposit must be from genuine savings over a 6 month period and provided you meet the servicing criteria, and have little debt you may qualify. Call us to discuss if you will qualify for a 90% loan.

Welcome Home Loans

NMMS has access to the Housing NZ Welcome Home Loan. This is a great way for First Home Buyers to gain Mortgage Finance with a low deposit. The maximum loan is $280,000, and deposit required at this level is under $15,000. Interest Rates are also very competitive with most banks. To see if you qualify for a Welcome Home Loan call one of the team at NMMS today.

Credit Impaired Loans

If you have had problems in the past with debts sent to collection agencies, like Baycorp and Veda Advantage, we have specialty lenders that may lend to you.

Construction Loans

Building your dream home? We can arrange your loan to do this. Different lenders will lend to different level. If you didn’t think you had enough equity or cash then you might just have enough after all.

Equity Release Loans

For clients aged over 65. If you have a freehold home you may be able to release cash from this. Alternatively you many want to purchase a property just out of your price range, an equity release product could be the answer.

Investment Property Loans

Looking to purchase an investment property, we have options in this area to! Good idea to talk to your accountant & solicitor about the benefits of investment property with your own personal situation.