Mortgage Money offers a range of loan products to suit your mortgage needs. Whether you’re a first-time home buyer, constructing your dream home or growing your property investment portfolio, our advisers will discuss the loan structure that works best for you.

Loan products

First Home Loans

A First Home Loan is a low deposit option for first-home buyers offered in conjunction with Housing New Zealand.

KiwiSaver First Home Withdrawal and KiwiSaver First Home Grant

The KiwiSaver first-home withdrawal means eligible members can withdraw their KiwiSaver balance less $1,000.

The KiwiSaver First Home Grant provides eligible first-home buyers with a grant of up to $5,000 per person, to put towards the purchase of an existing/older home or up to $10,000 per person, to put towards the purchase of a brand-new home.

Credit Impaired Loans

Even if you have had problems in the past with debts sent to collection agencies, you still have options. Mortgage Money can provide information on Credit Impaired Loans through specialty lenders.

Construction Loans

If you’re building your dream home, Mortgage Money can help you explore Construction Loans.

Equity Release Loans

If you’re over 60 and have a freehold home, you may be able to release cash through an Equity Release Loan.

Investment Property Loans

Mortgage Money can provide options for purchasing an investment property.