Insurance

Protect your home and assets with our tailored insurance solutions. We’ll help you find the right coverage to safeguard what matters most. Learn more about:

Why is Insurance Important? | Personal Risk Insurance | Business Risk Insurance

Why is insurance important?

The most difficult thing about insurance is that you’re paying for something you hope you never have to use. Nobody wants something bad to happen to them. But suffering a loss without insurance can put you in a difficult financial situation.

It’s about safeguarding your future, and that of those you love, against the unknown. Nobody likes to think about accidents, illness and ageing; but sadly, they’re a part of life.

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A father holding his young son while they laugh together outdoors in a wintery setting, surrounded by pine trees, both dressed warmly for the cold weather

You’ve invested a lot of time, money and effort into becoming a property owner, why risk losing it all?

At Mortgage Money, our advisers follow best practice to help you navigate difficult questions relevant for you such as:

How long would your savings last if you couldn’t work due to a disability?
Do you have enough insurance to repay your home loan and provide income for your family upon your death?
Where would you like to recover from your heart attack, at home or back at work?
Would your extended family be prepared to give you six month’s salary if you couldn’t work?
Having spent years building a business could you watch it fall apart due to ill health?

Personal Risk Insurance

How we can help

There are 8 types of cover (Life, Medical, Temporary Disability, Income Cover, Trauma, Specific Injury, Mortgage Repayment & Funeral.) across over 30 providers.

Navigating insurance options and creating a solid plan can be complex — and chances are, you don’t want to become an expert. That’s where Mortgage Money comes in. Our qualified and experienced Financial Advisers tailor advice to your personal circumstances and always act in your best interests.

TIP Avoid settling for the cheapest poor quality cover as these choices can really count when you try to claim.

Life Insurance

Life cover provides a lump sum payment in the event of your death or the diagnosis of a terminal illness

Mortgage Protection

Ensure your home is secure by covering your mortgage payments in case of unforeseen circumstances.

Trauma Insurance

Get financial support to cover costs if you're diagnosed with a serious illness or injury.

Income Protection

Safeguard your income by receiving regular payments if you're unable to work due to illness or injury.

Disability Insurance

Receive financial assistance to maintain your lifestyle if a permanent disability prevents you from working.

Medical Insurance

Access quality healthcare without the worry of high costs, ensuring you and your family are covered.

Business Risk Insurance

How we can help?

Business owners constantly manage change in their day to day business, often leaving little head room for planning to cope with sudden change in health. But with a solid insurance plan in place, you can have peace of mind knowing you have protected your business against the impact of losing a shareholder or key person.

At Mortgage Money, we will help protect your business continuity using Total Permanent Disablement (TPD) and Life Insurance to fund your shareholder/partnership agreement (fund purchase of shares), manage the risk of being a loan guarantor and manage the financial impact of losing a key person (staff replacement expenses or compensation for lost profits).

Loss of Revenue policies can also provide a tax efficient agreed value payment if a key person is unable to return to to work.

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"Highly recommend"

Highly recommend, Sarah was very helpful. We had one issue where our bank didn't put the right amount of mortgage payment we asked for when renewing our loan, and Sarah got onto it straight away and had it fixed for us that day. Thank you for your help.”

- Mandy Higgins

Get in touch for tailored mortgage advice and support

We have four offices based in Nelson, Stoke, Richmond and Motueka. Give us a call at your closest branch, or contact us directly. We look forward to hearing from you.

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